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T. Bracken, Secretary and Treasurer.-H. I. Lee, Accountant.

AGRA AND UNITED SERVICE BANK.

Established in 1833.

Capt. R. G. Macgregor, Secretary.-J. W. Urquhart, Accountant. Coutts and Co., Agents in London.

MERCHANTS, AGENTS, &c.

Allan, Deffell, and Co. Partners,

J. Allan and J. Deffell Bagshaw and Co. Partners, W.

C.Braddon, and T.C. Cadogan
Bates, Fielden, and Co. Partners,

J. Bates, D.Willis, M. J. Fiel-
den, and C. S. Hadon
Birley, Corrie, and Co. Partners,
H. Birley and E. Corrie
Boyd, Beeby, and Co. Partners,

G. B. Robinson and J. B. Biss
Brightman and Co. Partners,
J. W. H. Ilberry, and W. E.
Jenkins

Bruce, Shand, Stewart, and Co. Partners, W. Bruce, W. Shand, and W. C. Stewart

Campbell and Co.

R. I. R.

Campbell and I. P. G. Dallas Cantor Charles and Co. Carr, Tagore and Co. Partners, Dwarkanath Tagore, D. M. Gordon, H. B. Henderson, and D. Tagore Church, Lake, Carter, and Co. Partners, C. Church, J. W. Carter and H. W. Lake Chapman, Griffiths, Paull, and

Co. Partners, H. Chapman, E. P. Griffiths, and F. Paull Cockerell and Co. Partners, W. Martin, A. De H. Larpent, C. E. Newcomen, and John Beckwith

Colville, Gilmore and Co. Part-
ners, W.Colville, A. Gilmore,
J. P. McKilligan, W. F. Gil-
more, and G. M. Robertson
Colvin, Ainslie, Cowie, and Co.
Partners, J.Cowie, D. Ainslie,
H. Cowie, and D. Cowie
Cracroft, Frazer and Co. Part-
ners, F. R. Frazer and J.
Murray
Crooke, James, and Massey.
Partners, J. Crooke and G.
Massey

Crump, Schorn and Co. Part

ners, J.Crump and J.C. Schorn Crooke, Henry and Arthur, and Co. Partners, N. Crooke, H. Crooke, and A. Crooke

Currie, J. A. and Co. Partners,

R. Mackenzie and J. A. Currie De Souza, Thomas, and Co. Partners, L. De Souza, A. De Souza, and M. De Souza. Dick, George Stuart, and Co. Partners, G. S. Dick Eglinton, M'Clure, and Co.Part

ners, R. Eglinton, H. Ford, C.
Dearie, and H. McEwen
Fraser, McDonald, and Co.
Partners, and D. McDonald
Gardiner, Thomas Hyde, & Co.
Partners, H. C. Kemp and
A. J. M. Davidson
Gillanders, Arbuthnot, and Co.
Partners, G. C. Arbuthnot,
G. Gillanders, A.S.Gladstone,
and M. Gladstone

Gisborne and Co. Partners, M.
Gisborne, J. Dougal, G. Dou-
gal, John Richards, C. J.
Richards, and J. Normen
Gladstone, Hay, Wyllie, and
Co. Partners, Gladstone and
Co. Liverpool, A. Hay and J.
Wyllie, F. Matheson
Glass and Co. Partners, A. G.
Glass and J. Small
Greenway, brothers. Partners,
C. Greenway, T. Greenway,
and J. Turnbull
Gunter, Greenaway, and Co.
Partners, W. Greenaway and
W. J. Heard

Hamilton and Co. Partners, W. Remfry, H. A. Woollaston, and G. F. Remfry

Haworth, W. Hardman, and Co. Partners, Wm. Haworth, L. Hardman, E. Haworth, and A. Turner

Hay, Meek, and Co. Partners, G. C. Hay and J. P. Meek Hickey, Bailey, and Co. Partner, F. Bailey

Holmes, Faudon, and Co. Partners, A. Holmes. N. Faudon, and A. H. Ledlie. Horn, P. S. and Co. Partners, P. S. Horn and E. Draper

Hughesdon,brothers. Partner, J.
Hughesdon

Jamieson and Co. Partners, G.
Jamieson, J. F. Edger, and J.
Giffard

Jardine, Skinner, and Co. Part-
ners, D. Jardine, and C. B.
Skinner

Kelsalls and Ghose. Partners, T. and S. Kelsall, B. R. Ghose, W. Deane, and J. K. Heron Lackersteen, John, and Brothers. Partners, J. Lackersteen, C. R. Lackersteen, W. R. Lackersteen, and A. A. Lackersteen Lattey, Brothers, and Co. Partners, R. J. Lattey, A. P. Lattey, and J. Hayes Leach, Kettlewell, and Co. Part

ners, T. S. Rawson, Thomas Leach, and W. W. Kettlewell Livingston, Syers, and Co. Partners, R. Livingston, D. B. Syers, G. Dearman, and C. Andrew

Lyall, Matheson, and Co. Fart-
ners, C. Lyall, J. Lyall, J.
Rennie, and R. Lyall
Macintyre and Co. Partners, J.

L. Russell, and G. Ashburner
McKenzie, Lyall,& Co. Partners,

A. Parker, F. B. Paton, D.
McCallum, and J. Hamilton
Mackenzie and Co. Partner, N.
Mackenzie

Mackey and Co. Partners, A. A.
Mackey, J.H. Mackey, and D).
C. Mackey
Mackillop, Stewart, and Co.
Partners, J. C. Palmer, J.
Storm, and J. J. Mackenzie
Macvicar, Smith, and Co. Part-

ners, J. Macvicar, D. L Burn,
R. Smith, G. Farie, R. Fisher,
and G. Smith
Nichol, Wilkie, and Co. Part-

ners, W. Nichol, A. Wilkie,
and H. M. Low

Oswald & Co. Partners, G. Os

wald and G. Olliver
Owen, Allhusen, and Co. Part-

ners, A. S. Owen, W. Allhu-
sen, and W. S. Kelly
Peel, Bellhairs, and Co. Part-
ners, W. Peel, F. Bellairs,
Peel, and J. Stevenson

.

Potter and Co. Partners, V.Pot-
ter, A. Potter, O. Potter, and
J. Potter

Purrier and Co. Partners, E.
Purrier

Rustomjee Cowasjee and Co.
Sawers, and Co. Partners, J.
J. Sawers and A. S. Sawers
Schramm and LeBlond. Partners,

L. Schramm and F. Le Blond
Shand (Morton) and Co.
Shearman, Mullins, and Co.

Partners, J. W. Shearman, T. H. Mullins, and H. Law Smith, Huffmagle, and Balfour. Partners, A. F. Smith, C. Huffnagle, and L. Balfour Smith, Samuel, and Co. Part

ners, S. Smith, and D. Dearie Smith, Ewing, and Co. Part

ners, W. Ewing, jun., J. Aird,
and A. Smith.
Stewart and Co. Partners, T. L.
Thornton and E. Tombs
Storm, W.

Tulloh and Co. Partners, W. H.
Smoult, W. Patrick, J. W.
Cliff, R. H. Buckland, and
A. M. Dowleans
Thompson, Poole, and Haddon,
Partners, A. Thompson, W.
Poole, and E. G. Haddon
Turner, Sands, and Co. Part-
ners, T. Sands, C. Turner, J.
E. L. Ryder, C. Congreve
Walker, Ireland, and Co. Part-
ners, J. A. Walker, J. W.
Ireland, and J. Dacosta
Watson & Co. Partners, J. Gib-

bon, G. Gibbon, & W. Watson
Watson, Borrodaile, and Co.
Watson
Partners, W. P.
J. Borrodaile, and O. P. L.
Watson
Willis and Earle, Partners, W.
Earle and J. Willis

BENGAL CIVIL SERVICE ANNUITY FUND.

Regulations as sanctioned by the Honourable the
Court of Directors.

Managers of the Fund. (Elected 1 Jan. 1846.)

J. Lowis,

C. Tucker,

J. A. Dorin

J. J. Harvey,

R. Torrens

Ex officio

Chief Secretary.

Accountant General.

Sub-Treasurer.

Civil Auditor.

Secretary and accountant, George Adams

1st. The subscribers shall, from the 1st of May 1825, contribute, for the purposes of the fund, four per cent. of their salaries, and all other public emoluments, however denominated; compensation for travelling expenses excepted.

2d. Should any subscriber be engaged in India on private business, and thereby voluntarily exclude himself from public employ, his subscriptions to the fund shall cease, and in the event of his hereafter relinquishing such private business, and resuming employ in the service, his subscriptions may be resumed, but the intervening period shall not be reckoned in the time necessary to qualify him to become an annuitant: and this rule shall be equally applicable to all persons now in the service who may have been, or may be engaged in private business.

3d. The annuities are fixed at 10,000 rupees each, payable in England at two shillings the rupee, being £1,000 sterling.-(See modified Rule 39.)

4th. The annuities shall be tendered to subscribers having served in the civil service twenty-five years, and actually resided twenty-two years of that period in India, according to their seniority on the gradation list of the service, as fixed by the Court of Directors, and the right of preference shall not be barred by refusal in a preceding year.

5th. The annuities shall commence with the 1st of May in each year, beginning with the year 1826; that is to say, shall fall due at the end of the said official year; and in like manner, the succeeding annuities shall commence on the first day of the following official years, and fall due at the close of cach year respectively.-(See modified Rules 33, 34, 40.)

6th. At a convenient period before the close of each year, the managers of the fund shall require, according to seniority, a sufficient number of subscribers to signify their willingness, or otherwise, to retire on the annuity to be granted by the fund; and in case of the absence from India of members, such requisition shall be made to their constituted agents in Calcutta. It will, of course, be incumbent on members duly qualified to become anuui

tants, previous to leaving India, to empower one or more persons in Calcutta to act on their behalf, and to communicate to the managers the names of such agents.

7th. The following members shall be regarded as having virtually intimated, for the time being, their unwillingness to retire on the annuity; viz. those to whom a requisition may be made as above provided, and on whose part no reply may be received, on or before the first day of the year, with which the annuities intended to be granted may commence; and those who may have quitted India, and failed to empower any resident in Calcutta to act for them during their absence.

8th. The number of annuities offered shall not be more than may complete nine per annum from the 1st of May 1826.

9th. The actual value of annuities tendered and accepted as above shall be passed to a separate account on the books of the institution, under the head of Appropriated Funds; and to the debit of this account shall be entered all payments in satisfaction of annuities.

10th. Should any subscriber, having resided in India in the civil service not less than twenty-two years, aud been a member of it the full period of twenty-five years, retire from the service before the option of an annuity may devolve on him, he shall be entitled to the same in his proper turn, without any payment to the fund, save what may be claimable under the following rule.

11th. Any subscriber who may accept the tender of an annuity shall be required, to entitle him to such auuuity, to pay to the institution, previous to the date to which the annuity is to commence, the difference between oue-half of the actual value of the annuity on his life and the accumulated value of his previous contribution, in case the latter quantity shall be less than the former; these values shall be determined as below provided.

12th. Any member so choosing may decline paying the difference defined in the foregoing rule, and shall, in such case, be entitled to an annuity diminished in proportion to the sum by which the accumulated value of his contributions is less than one-half of the actual value of an annuity on his life.

13th. Any subscriber who may be dismissed from the Honourable Company's service shall forfeit all right to benent by the institution, and be entitled to no re-fund of payments which he may have made.

14th. The interest of any subscriber who may be suspended from the Honourable Company's service shall be in abeyance, but shall revive on his restoration. If he be permitted (whether the permission be granted at the time of, or during his suspension, or at the time of his restoration) to draw salary for the period of his suspension, then his contributions to the fund for that period shall be claimable, and the intervening time shall be reckoned as actual service; but if he be not allowed salary for the period of his suspension, then no contribution shall be claimable from him or that period, and which in that case is not to be computed in

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